Disclosure

Trading Contracts for Difference (CFDs) on currency pairs, commodities, indices, and other financial instruments involves a significant risk of loss and may not be suitable for all investors. Before you begin trading with NAJM Capital Ltd., it is essential that you understand the nature of the risks involved. This notice is provided to help you make informed decisions, not to disclose all associated risks. You should carefully consider your investment objectives, level of experience, and risk tolerance before engaging in any trading activity.

By opening an account and placing trades with NAJM Capital Ltd., you acknowledge that you understand and accept the following potential risks:

1. Leverage

Trading with leverage amplifies both potential gains and losses. A relatively small price movement can result in significant profits or losses. The use of leverage means that you may lose more than your initial investment. It is important to understand how leverage impacts your exposure and the margin obligations it entails.

2. Margin and CFDs

CFDs are leveraged products, meaning that you only need to deposit a portion of the trade value (the “margin”) to open a position. However, because of the leveraged nature of CFDs, even a small market movement can have a large impact on your account. If the market moves against you, you may be required to deposit additional funds (a margin call) to maintain your positions. Failure to do so may result in the closure of your positions at a loss.

3. Margin Requirement

NAJM Capital Ltd. reserves the right to amend margin requirements at any time. Changes in market volatility, liquidity conditions, or regulatory policies may result in increased margin demands. You are responsible for maintaining sufficient margin in your account at all times.

4. Monitoring Your Positions

It is your sole responsibility to monitor your open positions and account balance. If the equity in your account falls below the required maintenance margin, NAJM Capital Ltd. reserves the right to close any or all open positions without notice to prevent further losses.

5. Market Risk

Markets can be volatile and influenced by a wide range of external factors, such as economic news, geopolitical developments, and central bank policies. These factors may lead to slippage, widened spreads, or delays in execution. Past performance is not indicative of future results. You may incur losses as a result of unfavorable market movements.

6. Credit Risk

NAJM Capital Ltd. does not offer any form of credit facility to clients. No credit is extended for margin trading or any other product. You must fund your account fully before placing trades.

7. Counterparty Risk

When you trade CFDs with NAJM Capital Ltd., you are entering into a contract with us as the counterparty. This exposes you to the risk that the company may default on its financial obligations. While NAJM Capital Ltd. operates under strict risk management and compliance frameworks, this risk cannot be completely eliminated.

8. Tax Implications

You are solely responsible for determining the tax implications of your trading activities. NAJM Capital Ltd. does not provide tax advice. Profits from trading may be subject to capital gains tax or other duties depending on your jurisdiction. It is your responsibility to report such income in accordance with applicable laws.

9. Commission and Spreads

All fees, commissions, and spreads will be disclosed to you before trading. Some fees may be embedded in the spread, while others may be charged separately. It is your responsibility to understand how transaction costs affect your overall profitability. NAJM Capital Ltd. reserves the right to amend spreads or commission structures depending on market conditions.

This Risk Disclosure does not cover all potential risks associated with CFD trading. You should only trade if you fully understand the risks involved and can afford to lose the capital you invest. If in doubt, seek advice from an independent financial advisor.