Terms Conditions

Terms and Conditions – NAJM Capital Ltd.

NAJM Capital Ltd. Website

NAJM Capital Ltd. provides information, content, tools, and services through its website. These Terms and Conditions govern your use of the NAJM Capital Ltd. website and any products or services offered via this platform. By accessing or using the website, you agree to comply with and be bound by these Terms. If you do not agree, do not use the site.

These Terms incorporate our Privacy Policy and any other agreements executed between you and NAJM Capital Ltd. relating to account opening, services, or communications. By accessing any part of our website, you accept these Terms in full.

Use of NAJM Capital Ltd. Website

The website is intended for personal, non-commercial use only. You agree not to modify, reproduce, distribute, or exploit any part of the website content for unauthorized purposes. You must not use the website in violation of any applicable laws or regulations.

Unauthorized use of this site or any of its content may result in suspension of access or legal action.

NAJM Capital Ltd. reserves the right to monitor website activity and restrict access to any user who breaches these Terms or attempts to harm the integrity of the website or its services.

Distribution and Responsibility of Visitors

Users are solely responsible for ensuring that their use of the site complies with applicable laws and regulations in their jurisdiction. We make no representation that the materials or services on this website are appropriate or available in all locations.

No Professional Advice

The information on our website is not intended to be, and should not be construed as, financial, legal, or investment advice. Users should independently evaluate decisions and, if necessary, consult licensed professionals before relying on any information found on the NAJM Capital Ltd. website.

Intellectual Property

All content—including text, graphics, logos, images, and software—is the property of NAJM Capital Ltd. or its licensors and is protected by intellectual property laws. You may not copy, reproduce, or distribute any materials without prior written permission from NAJM Capital Ltd.

Opt-Out

All original works published by NAJM Capital Ltd. are protected under copyright laws. By using our services, you agree not to reverse engineer, reproduce, or misuse the material. You may opt out of marketing communications at any time by contacting us.

Void Where Prohibited

Any product or service offered through NAJM Capital Ltd.’s website is void where prohibited by law. It is your responsibility to ensure compliance with local laws before using our services.

Third-Party Content and Research

The website may contain third-party content or links to other websites. NAJM Capital Ltd. does not endorse, monitor, or take responsibility for third-party content. Your interactions with third-party services are at your own risk.

Accuracy of Information

While NAJM Capital Ltd. strives to ensure the accuracy of information provided, we do not guarantee its completeness or reliability. We are not responsible for any loss or damage arising from reliance on content published on the website.

Prohibited Uses

You must not use our website in a manner that disrupts its functionality, violates laws, or interferes with other users’ rights. Unlawful, harmful, or abusive behavior on the website is strictly prohibited.

Exclusion of Warranties

All services and content on this site are provided “as is” and “as available.” NAJM Capital Ltd. makes no warranties, express or implied, about the site’s availability, functionality, or accuracy.

Disclaimer of Warranties and Liability

To the extent permitted by law, NAJM Capital Ltd. disclaims liability for any direct, indirect, incidental, or consequential damages resulting from your use of the website. This includes data loss, system failures, or access interruptions.

Indemnification

By using the NAJM Capital Ltd. website, you agree to indemnify and hold NAJM Capital Ltd., its directors, employees, and affiliates harmless from any claims, losses, or damages resulting from your breach of these Terms.

Confidentiality

NAJM Capital Ltd. takes client confidentiality seriously. However, any communication received from you is at your own risk. If you receive unauthorized instructions claiming to be from us, please contact us immediately.

Termination

We reserve the right to suspend or terminate your access to our website or services at any time, without notice, for any reason including violation of these Terms.

Governing Law and Jurisdiction

These Terms and your use of the website are governed by the laws of Cyprus. In the event of any dispute, jurisdiction will lie with the competent courts of Cyprus.